Deposits and withdrawals
NEAR deposits, withdrawals to your wallet, and deposits and withdrawals on other networks through NEAR Intents and 1Click, with the quote signature checked on chain.
Money reaches a trading account as NEAR sent on NEAR, or from another network through NEAR Intents, where 1Click converts it to NEAR. It leaves to the owner wallet, or to another network the same way in reverse. A withdrawal to another network is the one move where the contract checks a third party’s signature: it funds a 1Click quote only if 1Click signed exactly those bytes.
Deposits on NEAR
Section titled “Deposits on NEAR”A NEAR deposit is one Transfer action to the trading account. From the owner wallet the app asks the wallet to sign it; from any other wallet or exchange you send NEAR to the account’s name. No contract method runs, so there’s nothing for the contract to refuse.
Sometimes the wallet sends the transfer but returns no usable answer. The app then settles the deposit from the chain, not from the wallet.
Deposits from another network
Section titled “Deposits from another network”The browser checks 1Click’s signature and the quote before it shows the deposit address. If any check fails, it shows “Deposit address could not be verified — do not send funds.” instead.
Most deposits are delivered straight to the trading account. Some are delivered to the account’s own NEAR Intents balance first and pulled in from there.
NEAR Intents’ own protocol fee is 0.0001% (1 pip), and 1Click takes its own fee. UNRLZD adds no fee to deposits.
Withdrawals to your wallet
Section titled “Withdrawals to your wallet”A withdrawal to your wallet is a call whose destination isn’t a parameter: it pays the owner. Native NEAR keeps the 0.05 NEAR reserve. The owner wallet has its own owner_withdraw and owner_withdraw_all.
Withdrawals to another network
Section titled “Withdrawals to another network”The quote takes the same path as a deposit quote: the terminal asks our engine, the engine asks 1Click and relays its signed answer as is. The trading account checks 1Click’s signature and the quote before any wNEAR moves, so a quote the engine changed is refused on chain.
The destination is the owner’s own, or one you saved.
If the send doesn’t go through
Section titled “If the send doesn’t go through”When the transfer fails, the wNEAR is returned to the account. If 1Click then can’t deliver on the other network, the refund lands in the account’s own NEAR Intents balance, from where it moves into the account.
Sources
Last verified 15 October 2026 against R4.